By accessing the website and its contents, you fully and unconditionally accept the following conditions.
These conditions may be changed at any time and without notification; they are systematically brought to the attention of any person accessing the website www.septeminvestment.com by a link available on the home page of the website. It is in your interests to regularly consult these conditions.
In the event that you do not accept all or part of these conditions, you are requested not to use the website.
This website is published by Septem Investment, a société par actions simplifiée (simplified joint-stock company) with share capital of 10,000 Euros, whose registered office is located at 47, boulevard de Courcelles, Paris 8, France, registered with the Paris Register of Commerce and Companies under business registration number (SIRET) 753 280 73 – APE (Principal Activity Code): 7022Z
Legal representative of the site and publication manager: Grégori Coudert
The website has been developed by the company we advocacy, 16 Boulevard Maréchal Lyautey, 38000 Grenoble.
Access to the website
The website is free and has unrestricted access. However, the publisher reserves the right to restrict access to all or part of the website unilaterally and without prior notice.
The website’s information, tools and contents are presented for information purposes only. They are intended for professional clients who have the necessary experience, knowledge and skills to make their own investment decisions and properly assess the risks incurred within the meaning of article L. 533-16 of the French monetary and financial code.
The presentation of financial products found on the website is not comprehensive. It does not, under any circumstances, constitute marketing, solicitation or a personalised recommendation to purchase or sell a financial instrument. Before subscribing to or purchasing a financial instrument, the potential client should acquaint him/herself with the valid statutory documents required by the competent authorities (prospectus, regulations, factsheet, articles of association, annual reports and subscription forms) which specifically include all the known risks related to the proposed investment. Please note that past performance is not a guide to future performance and that the value of an investment in securities, Real Estate Investment Schemes (OPCIs) or Property Investment Companies (SCPIs) may fluctuate according to changes in financial and property markets and exchange rates.
Access to the products and services presented on the website may be subject to restrictions vis-à-vis certain potential clients or in certain countries. It is incumbent on interested parties to ensure in advance, by consulting their usual advisors, that their legal and tax status enables them to subscribe to the financial products presented.
Septem Investment shall endeavour to regularly update information contained on the website. However, the company is not responsible in any way for errors due to changes that may arise in legal, administrative or case law provisions. The internet user shall be solely responsible for the use he/she makes of information presented on the website.
Hypertext links to other websites or any other resource on the Internet from the website may not, under any circumstances, engage the responsibility of Septem Investment.
Use of the website and information contained therein are the sole and entire responsibility of users.
Consequently, the publisher, its partners, employees or any other party involved in the creation and operation of this website cannot be held liable for any prejudice or damage, direct or indirect, of any kind whatsoever, resulting from the access, use – even partial – or interpretation of information provided on this website.
The (French) Data Protection Act
The user authorises the publisher to insert one or several cookies for browsing in the computer they are using to consult the Website. The user has the possibility of refusing the installation of cookies, particularly in the functionalities offered by the browser they are using.
Ownership of the site and its contents
All intellectual property rights on the website and its contents are the property of the publisher or third parties having authorised the publisher to exploit them.
The whole website is protected by French and international legislation and, if appropriate, copyright, design and model rights and trademark law.
Names and brands mentioned on the website are trademarks. Any reproduction or imitation of these trademarks is prohibited.
Legal status – Regulatory information
The company Septem Investment is registered with ORIAS (French organisation for registering insurance intermediaries), under registration number 12 067 951 (You may verify this registration on the ORIAS website: https://www.orias.fr/welcome) under the following regulated activities:
– CIF (Financial Investment Advisors) registered with the French National Association of Financial Advisors-CIF (ANACOFI-CIF) under number E00300, an association approved by the French Financial Markets Authority (AMF) at the following postal address: 17 Place de la Bourse 75082 Paris cedex 02, France, and on its website: www.amf-france.org.
– IAS (Insurance Intermediary), insurance broker category.
– IOBSP (Intermediary in banking transactions and payment services), IOBSP broker category.
IAS and IOBSP activities are placed under the control of the French Prudential Control Authority (ACP) at the following postal address: 61 rue Taitbout, 75436 Paris cedex 09, France, and on its website: www.acp.banque-france.fr/accueil.html
In accordance with the law and ANACOFI-CIF’s Code of Good Practice, the company has Professional Third Party Liability and sufficient financial security in place to cover its various business activities. This protection is specifically in line with the requirements of the French Monetary and Financial Code and Insurance Regulations.
Insurances taken out with: Oria Finance & Patrimoine Policy number: 2 401.395/ – OC100000387
The company Septem Investment is committed to fully complying with ANACOFI-CIF’s Code of Good Practice which is available at the association’s registered office or on www.anacofi.asso.fr.
Any complaints will be dealt with by Septem Investment using the following methods:
By post: 47, boulevard de Courcelles, Paris 8 ème, France
By telephone: +33 (0)6 61 78 93 22
By email: email@example.com
Address of the ANOCOFI Mediator:
Médiateur de l’Anacofi
92 rue d’Amsterdam
75009 Paris, France
Address of the AMF Mediator:
Mrs Marielle Cohen-Branche
Médiateur de l’AMF
Autorité des marchés financiers (Financial Markets Authority)
17, place de la Bourse
75 082 Paris cedex 02, France
Septem Investment undertakes to process your complaint within the following periods:
– a maximum of twenty working days as from receipt of the complaint, with acknowledgment of receipt, unless the reply itself is provided to the client within this time limit;
– a maximum of two months between the date the complaint is received and the date the reply is sent to the client, unless in the event of special circumstances which are duly justified.